MTA retired member enrollment:

Retirement Consult Flyer


Under 10 years of creditable service: Members vest in the retirement system when they reach 10 years of creditable service. If you have less than 10 years of creditable service you may want to keep your contributions with the State Retirement Board in anticipation of future state employment.

Under Age 55 and 10 to 20 years of creditable service: If you have more than 10 years but less than 20 years of creditable service, and are under age 55, you should consider keeping your contributions with the State Retirement Board. At age 55 you will become eligible to receive a pension.

Age 55 with minimum 10 years: If you are age 55 or older and have a minimum of ten years of creditable service, you are eligible to retire.

Twenty Years of Service: If you have 20 years of creditable service, regardless of your age, and you are terminated or removed from your position involuntarily (and for reasons that do not involve moral turpitude), you are eligible for a special “termination retirement” which includes a calculation that could enhance your retirement allowance. (If you have substantially more than 20 years, you may do better under the regular retirement formula.)

PLEASE TALK TO ONE OF MTA’S CONSULTANTS AND HAVE YOUR QUESTIONS ANSWERED BY AN EXPERT!  Active USA/MTA members may utilize the valuable services of  an MTA retirement consultants for one-on-one sessions, free of charge.

Additional Links:

Online pension calculator

Benefit Guide for MA State Employees Retirement System

The folks at MTA can help

Benefits of being a retired member

Reminder!  Dental Benefits do not continue when you retire – check out the MTA Benefits plan

Disability Retirement information

Some links for those of you who want to plan for the future…